Getting to the end of the month well, making budgets that are realistic, keeping track of expenses and income, being able to save and have precious funds destined for possible contingencies, earn more and better ... these are goals that not everyone can achieve with some ease.
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Money is a source of happiness or anger and concern.
If you do not have the money you need, of course, you will be overwhelmed by living day by day, to eat, pay the rent or the mortgage, the current expenses of electricity, water, gas, the children's schools, transportation ... You know, all those concepts that come up every month.
Would you like to be able to do magic and have a good little money rained on the roof of your house, if you have it, or would you open the window so that a package full of wads of bills would gently enter and be deposited on the dining room table?
Have you ever dreamed that a fairy godmother surprises you with a special gift, of unexpected money that comes to pay your debts, to fill your bank account with an extraordinary balance in your favor that can cover both your needs to survive and materialize your more ambitious dreams?
Hey, wake up! Come back to earth! You are dreaming, friend !!! These things don't happen. But there are very few people to whom luck smiles in this way. Do you know a family member, or neighbor, or coworker, who has been able to retire and stop working forever?
Financial education.
“Why put the word EDUCATION? Money is money, tell me how to achieve it in abundance and stop teaching”, you will say.
If you increase your knowledge about money, that is, what it is, what it represents, how it is generated in addition to working hard hours and hours, how it is preserved and increased, you will have the secrets of the people who have become rich, even without having money at first, no great careers, no influential buddies.
What does a person have that wants to get really rich, not just as a magical thought? He has something you must have: dreams, a vision of what wealth is, and a firm determination to achieve them.
At first, your mind will be dominated by two "characters":
A positive character, who works in your favor, who will encourage you, will give himself powerful and positive messages so that you can achieve your goals and dreams, who will give you the necessary ideas to build a powerful plan of action.
A negative character, who will flood your head with doubts, will bring you endless problems and difficulties to start a new way of thinking, feeling and doing. This character will be in the "form" of their own thoughts, or in the form of the words of people close to you, who will knock down your change projects with their "advice". They will lead you to remain mediocrity, to conform and to remain the same.
We tell you a metaphor: “One day, a child spoke to his grandfather in this way:“ Grandfather, inside of me I have positive and negative thoughts. They are like two wolves, one that is my friend and gives me security and encourages me to move forward, another that fills me with fear and threatens me with the most terrible misfortunes. Which of them will win? And the grandfather tells him: The one of the wolves that you feed the most will win.
What is your wolf? Is it good and friend, or bad and enemy of your financial progress?
Is it possible to improve the PERSONAL AND FAMILY ECONOMY?
It is up to you, your thoughts, feelings and actions. To move forward faster than you could by yourself, you need to give yourself some boost with hands-on training in good personal and family accounts.
If you are tired of working hard from day to day, with hardly any time for yourself.
If you want to learn to MANAGE YOUR MONEY WELL and to get the most out of it for your benefit and yours.
If you need to learn the keys to a GOOD FAMILY ECONOMY
If you need to master some strategies to GENERATE MORE AND BETTER INCOME ...
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Around here, we always talk about money to establish our collective priorities. Sometimes there are differences, but everything ends well.
These conversations are essential for the money to be better managed.
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This topic is a very interesting one. I see many people spending all they earn; When they get some sort of bonus, its gone as quickly as they receive it. In itself not a problem, when income is guaranteed. But then again, the era of lifetime employment are behind us in most part of the world. I always go be: One cannot spend more than we earn and We shall save for rain days. In my case I add the fact I save extra so I can use that money to invest. These investments can be anything, from investing in my won growth, too investing in companies (crowdfunding for equity I like) and a tiny bit of all of it in crypto. I sometimes skip a vacation to make sure the money I saved extra by not taking a trip, may give me a few extra vacation later on. I think thats how people go about money when they start with nothing and become rich. They usually dont spend money on anything else than the basic needs in life. Not that I'm close to being rich in terms of finances. I don't think I have the urge to become rich in monetary values, though I like to have a comfortable life, now and definitely also in the future.
All in all, I suppose mostly, the Good Wolf is dominant in my life :) Which is yours?
Thanks for inviting to interact. I was fortunate within the uncertainty and economic instability that plague society, to have extremely responsible parents in general instruction, values and financially. From which we have been able to transmit the prudent administration of resources, to this added my ability to be or consider myself self-taught to the point of somehow becoming an entrepreneur.
The work for life will depend on the country that one is in, but if the economic income for life, whether in subsidies, pensions, allowances or micro-payments in exchange for fidelity for something (political votes or domination of the status quo of who reigns at the moment), it is becoming or becoming perpetuity.
Regarding the use of my financial earnings, they are divided in this order: commitments-expenses and daily obligations, joys-pleasures-tastes of life, academic training, donations, investments (cryptographic).
Sounds (well, reads to be more precise), you got the right tools and knowledge when growing up and you spend you're money wisely. It's not at all that difficult, though many seem to have troubles with keeping a good balance in earnings and spendings. I suppose the consumer era we are living in, doesn't make it easy for many not to fall into the trap of continously buying stuff one doesn't really need. I'm longing for the era next, the one where we much more share physical objects, and our culture changes from being materialisic to one where objects (including digital objects) doesn't play an important roll in most (to all) people lives. Maybe I'm dreaming now; Possibly being to idealistic here 🙃