Worst case scenario: the person holding keys to the LBI account and off chain investments like BTC gets abducted by aliens and ends up being the featured attraction in a zoo on Zebulon Eridani 3.
What then?
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baaa-hahahaha. I might get hit by a bus :)
Someone else will hold the account keys and details to access better off-chain investments. Not right away but after a few months. I already have someone in mind but need to ask them first.
I would hope they would abduct females as well..being locked up with women sounds ok to me, hahaha
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Never had any problems with SPI, and this was addressed early on.
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