Rather than selling Bitcoin to Strategy, paying taxes, and incurring exchange fees, there's now openness to paying others in Bitcoin instead of fiat.
If cash is needed to purchase necessities, it's preferable to borrow fiat against a small portion of the Bitcoin stash and repay with devalued currency.
Though borrowing against Bitcoin carries risks, being a relatively new and volatile asset class, strategies can mitigate those risks. It’s wise to limit the borrowing percentage based on how much Bitcoin’s price could drop.
For example, borrowing against 5% of Bitcoin with a loan-to-value (LTV) of 50% means liquidation only occurs if Bitcoin's price plunges by around 96.875%.