"Disposable income matters. I also think that making some income disposable requires changing the way we consume or at least exploring the potential we may or may not be wasting."
What this primarily required, for me (and by extension I suspect many others ...) at least, was simple. I needed to "break away" from the "choir singing" about what one must and must not do to be viewed as a "good soldier" here on our Hive blockchain.
I will not make that mistake again, as anyone choosing to look at my wallet now (vs. historically) will quickly discover ...
Everyone needs to find their own way here and in life. =)