You're much less clueless than me! I'm just going to sit and wait to just be able to use/coinvert hive rather than having to go through something else, because that does my head in too much XD I mean I was looking at neobanks not too long ago and my brain is already hurting even though this is probably something I should look at carefully because their interest rates on their savings accounts are much better than what I currently have.
But my brain hurts so I ran away instead x_x
I love that this stuff exists and that more of it seems to be coming up :)
It is still fairly early on in this whole crypto-age we're moving towards. I think in time things will be much more simplistic than now. I hope so anyway. For now I want to keep a little up to date, but I'm not spending crypto just yet in any case. Hopefully when I'm ready to do so things are straightforward.
This Wirex card has been pretty simple though. A good experience so far.