People nowadays no patience to wait 25 years to get compound interest in their savings .for example : Myself hold my BTC only 7 years whereas i had decided to hold it for more longer period. In result i sold my BTC more cheaper like 10k/btc and when the price value increased then i repent the most.
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The problem for most is, they are all or nothing. Selling out of everything. The next problem is, they then spend all of their gains, rather than having the patience to buy back a year later and quadruple their earnings. Because the spend the gains, they are essentially in the same position they were before - having not much to invest.