Excellent post! What also tempts me is the 15% on HBD. For example if one was crazy enough to place a million dollars into HBD savings at 15% in ten years you will have almost $5 million dollars doing NOTHING:
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Yes but not now with HIVE so low in price. Converting HIVE into HBD when it is well over a dollar is the only way as the upside from where we are now is just too much. Make the gains first and then change over and then take the 15%.