I have to agree. While I am buying into crypto, I am also accumulating cash savings as a buffer. I would hate to be in a position where I would be forced to liquidate my BTC because I didn't have enough cash savings. I think it was Raoul Pal who pointed out that people have an aversion to having liquid cash because it is not earning. Yet, he further said, that having cash protects you from having to sell when everybody else is selling.
In terms of the market, you will see that when the market tanks, gold and BTC will also drop as weak hands have to liquidate to cover their losses. Then the strong hands swoop in and buy the cheaper assets.
I don't foresee myself as buying any extra during a dip. However, I would not be forced to liquidate if I have some cash savings. I think if I can ride out trouble without having to sell, I'll come out better on the other side, at least relatively to others.
To that end, I am also accumulating in Celsius so that I can use my crypto holdings as collateral. I don't need the credit at the moment. However, it must be ready to use should the need arise.