While we are more into crypto which is good but I don't see crypto replacing the Fiat currency real soon and This is why the banking system will not be obsolete
Ya we really won't even though I like how we can control our own money in Crypto. To be honest my friend/mentor has been telling me about a digital US dollar. This will probably happen eventually since those people :) in the higher position keep thinking they can help inflation but really they never do. AT the same time, its kind of scary because the govt will also be able to track where all this digital money is going if they implement this :').
Anyways I also do have money in banks but it's scary when you see on the news of all these banks getting bank run and people not being able to withdraw money. Wish we could just store money in like a metamask app or soemthing and pay thru there in the future. that would be cool O.O I think. Hopefully that's happening in the future but who knows.