This process has also gone completely online so we are not dependent on the traditional process of banks where we are supposed to visit the branch and get the transaction done. With traditional banking, we also had limitations for working hours but with digital banking, this is not a problem anymore.
Yup it's nice right. All these innovations to help us save time and make us more lazy :D. It's pretty popular in Malaysia to pay with ewallets if not wrong. Then China is even more insane it's completely cashless there if I'm not wrong