I mean it's nothing really game changing. if it's a super important feature the normal banks can also add ai to assist in paying bills. There's nothing really super unique about the IP. As for the RM1, it's kinda meh lah. Nowadays can't even get a mcdonalds ice cream cone for RM1 leh haha
You got to look Far.
You see, I tested my bill I split to pay twice on separate days, and I got RM2 cash back instead of RM1 cash back.
Every cash back not used is accumulated in interest, and whenever bills are paid, more cash back is obtained (even it is tiny bit) during this promotional period.
The bot allows periodic bill payment, which is great for those who are at the edge of an empty wallet and bills mount up.
Maybe you haven't reached the age of tons of bills, but there is a saying in Malaysia
"Sikit-sikit, lama-lama jadi bukit"
It may not look tangible now (sad that a McD Sundae Cone cost more than RM1 these days) but all these can be rolled up for more income investment and eventually creates a snowball you never knew until you needed it
Those are standard already
The AI one I am using to pay bills to get cash back.
HBD withdrawals takes 3 days.
EPF is long time cannot really touch. Even with Account 3 also takes 3 working days at least.
HIVE Power requires 13 weeks.
Stocks and crypto generally are volatile unless you know which to invest long term.
Only stable coins the easiest to set aside and Binance sometimes gives around 4-5% if account is not an active trading account.
And besides, never put all eggs in one basket. Diversify is definitely a necessary.
And I won't touch (normal volatile) stock, I'd rather look at the tokenised properties for long term and that also takes around 10 working days to approve if selling back to the company.
So cannot just roast one platform ya
Every available ways have their pros and cons.
Most important is to catch the pros and overcome the cons.
And I am taking each into different considerations with awareness, while the promotion still runs active.
HBD withdrawals takes 3 days.
EPF is long time cannot really touch. Even with Account 3 also takes 3 working days at least.
HIVE Power requires 13 weeks.
I thought you were emphasizing long-term so I feel it's ok leh. It's really hard for money to be liquid if you want money to be earning for you.
Oh yes diversify of course.
I mean it's ok la there's market for people some may use some may not use. As long as it works for those that use then it's all good~. just don't kena scammed o.o
No lar. Ryt is from YTL Corp. It is now joining the "e-wallet" bandwagon. That's why I didn't put a lum sum huge amount into this new e-wallet bank, but I am a person who will test the app to the brim within my means and to see how it behaves.
The fact that it is AI powered that means it is learning my usage behaviour; and if there's any fraud intention / abusive move, it should know how to "protect itself" from being milked out.
And I already know that it knows I am testing its response, because it has stopped giving me the +1% daily bonus because of the mathematical formula that has detected "abuse" to the system 🙃
It still can be long term though, if the system is good. But right now I am just testing its marketing perks.
Pretty sure when there are too many joining, it might be like GX bank from 5% p.a now shrink to 2% p.a
The special is that you pay bills like using ChatGpt, while you get RM1 cash back instantly
I mean it's nothing really game changing. if it's a super important feature the normal banks can also add ai to assist in paying bills. There's nothing really super unique about the IP. As for the RM1, it's kinda meh lah. Nowadays can't even get a mcdonalds ice cream cone for RM1 leh haha
You got to look Far.
You see, I tested my bill I split to pay twice on separate days, and I got RM2 cash back instead of RM1 cash back.
Every cash back not used is accumulated in interest, and whenever bills are paid, more cash back is obtained (even it is tiny bit) during this promotional period.
The bot allows periodic bill payment, which is great for those who are at the edge of an empty wallet and bills mount up.
Maybe you haven't reached the age of tons of bills, but there is a saying in Malaysia
"Sikit-sikit, lama-lama jadi bukit"
It may not look tangible now (sad that a McD Sundae Cone cost more than RM1 these days) but all these can be rolled up for more income investment and eventually creates a snowball you never knew until you needed it
if want to look far, I feel better in EPF, stocks, crypto, HBD or even hive power no. If you really want a snowball, There's just better investments.
It's ok la I won't roast this Ryt ai anymore. I'm happy that it's working for you and whoever else that uses it~
Those are standard already
The AI one I am using to pay bills to get cash back.
HBD withdrawals takes 3 days.
EPF is long time cannot really touch. Even with Account 3 also takes 3 working days at least.
HIVE Power requires 13 weeks.
Stocks and crypto generally are volatile unless you know which to invest long term.
Only stable coins the easiest to set aside and Binance sometimes gives around 4-5% if account is not an active trading account.
And besides, never put all eggs in one basket. Diversify is definitely a necessary.
And I won't touch (normal volatile) stock, I'd rather look at the tokenised properties for long term and that also takes around 10 working days to approve if selling back to the company.
So cannot just roast one platform ya
Every available ways have their pros and cons.
Most important is to catch the pros and overcome the cons.
And I am taking each into different considerations with awareness, while the promotion still runs active.
I thought you were emphasizing long-term so I feel it's ok leh. It's really hard for money to be liquid if you want money to be earning for you.
Oh yes diversify of course.
I mean it's ok la there's market for people some may use some may not use. As long as it works for those that use then it's all good~. just don't kena scammed o.o
No lar. Ryt is from YTL Corp. It is now joining the "e-wallet" bandwagon. That's why I didn't put a lum sum huge amount into this new e-wallet bank, but I am a person who will test the app to the brim within my means and to see how it behaves.
The fact that it is AI powered that means it is learning my usage behaviour; and if there's any fraud intention / abusive move, it should know how to "protect itself" from being milked out.
And I already know that it knows I am testing its response, because it has stopped giving me the +1% daily bonus because of the mathematical formula that has detected "abuse" to the system 🙃
It still can be long term though, if the system is good. But right now I am just testing its marketing perks.
Pretty sure when there are too many joining, it might be like GX bank from 5% p.a now shrink to 2% p.a
I missed those days when I was working in McD Sundae counter, and the cone only costs 80sen. All the kids will come for it.
o.o ya we need it back but now got mixue im not sure if they under rm1 butI heard very cheap alr
Don't think it is below RM1. With this kind of inflation.
o.o that's true too kinda sad