Taking Peter to pay Paul is a sign that one has charged beyond their means, and pretty soon the inevitable will happen. Unless they stop charging, find another additional source of income, and negotiate their debts down, one is doomed!
It is better to avoid revolving debt all together.
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I have made family member sit down cut up cards, close accounts, place their cash component into one bank and avoid debt, it was starting the eat them up not knowing which way to turn.
Many say easier said than done, no not at all, talk to the bank manager involved, many are more understanding than one realizes, they don't want to take on loss through non-payment. !LOLZ
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