I had the same approach and have been tempted to convert my HBD to Hive although Im not good at telling where price is going neither want to learn, I think if I start doing so I would start to jump back and forward something that could drastically could screw up my progress so I have decided to add more liquidity to my account and leave my HBD alone, if Im not swaping now then probably never will and let it grow eventually adding more HBD all the way during bull market to then buy Hive on next bear market, Im just not good at price prediction not sure how to describe it, same reason I havent bought LEO with liquidity just earn it with delegation and threading
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Nobody is really good with price predictions. We can only give our best guess. Luckily for long term investments like Hive or bitcoin, things work out just fine.