Hello Hivers,this is my first time in this @leofinance community. I like it here already
It's month end and for some people, they are already smiling to the bank while others are still waiting for salary alert. LOL.
Anyways, i am basically going to be talking in line with our kind of lifestyle that either suits our earnings or vice versa.
In Africa, Nigeria to be precise,we all know that to run a family happily and successfully,you have to have a side hustle irrespective of your monthly salary.
This way, balance can be seen in your home.
If only you know how it feels going to bed on an empty stomach while your neighbor is frying chicken and cooking fried rice, with loud laughter of your neighbors having a good time over dinner, then you will understand how to utilize and live according to your income.
What do I mean? The excitement that runs through your body when you just received your salary is indescribable. somehow, strength wells up in you, at that point you want to buy everything your imagination can grasp.
On the other hand, their are some other persons who shed tears, why? Reason being that even before the end of the month,they have incurred a huge debt to the point that their two months salary can't clear the debt being owed.
MY FAMILY
In my home, my wife knows how much I earn and every other monies that comes into the house. I know some men will frown at this because the typical Nigerian man, at least 85% - 95% of men don't allow their wife's know how much they earn, and this is why most housewives place the family on a high pedestal thereby incurring high demand from the man and putting him under pressure.
The man then feels like having a good time in a bar gives him fulfilment as he tries to douse the pressure he undergoes in the family.
My wife knew my salary even before we got married, hence planning our lives within our earnings.
This way,I am not under any form of pressure because we've planned how much we need to spend and buy to stock up the house for the month, you know, everything that will last us till the following month.
This way, we are able to save something from each month's salary and plan a project as well as putting a time limit to actualize it, examples are; Car, plot of land, change of wardrobe, marking birthdays, etc.
If you follow this planning properly and consistently, you will be amazed at what you must have saved up in a quota or half of the year depending on how you plan.
My advice to men, stop putting yourselves under pressure because when you hide your salary, your partner might be thinking that you're salary is thrice what you're earning.
Apart from my wife knowing how much I earn monthly, I went ahead to suggest that we have a joint savings account and sincerely, it has been very helpful, we renew our rent 3months to 4 months before expiration of the current one. This is courtesy of our savings and also not trying to live above our earnings.
Need I tell you that she works and earns salary too and she's always been my pillar and has exhibited the attributes of a virtuous woman .
My advice to everyone who cares to listen and practice these things:
Do not hide your income from your partner.
Plan and strategize before your salary comes.
Always keep aside a portion of your salary for rainy days.
Stop every lifestyle that takes you to where you spend more than what you earn in one night.
Always plan within your income.
Thanks for reading and I hope you read and understand this post with an open mind,that's if you want to succeed and live a life without thinking for too long.
Posted Using LeoFinance Beta