Of course a no-brainer that buying is not worthwhile, if you can´t create an income on it because you have to live there. Only buying to rent out the house/flats - and having done the maths before - makes sense. And even this is often a loss, depending how much rent you can get, interest rates, etc.
And very risky, too, depending on the location.
Buying houses is for people with deep pockets.
The naive idea of "instead of paying a rent I just buy a house" is similar to "instead of jobbing I just buy a company" in a certain way.
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