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I use DEX platforms only. I use Robinhood as my USDC off ramp, but that’s it.

Hmmm...I actually already have a robinhood account. You use it for both off and on I assume?

Yep. You do have to KYC. I only off ramp there though. I have their Spend account which is their bank account with a debit card. I send USDC on Polygon, but they accept Solana and Ethereum too. Then I sell USDC to dollars (no capital gains taxes), and send to the Spend account for expenses. So I always do my trading on one EVM address and then send the USDC to the one that I send to Robinhood. Just an extra layer of security for me.