I'm not powering down at all for now. I will just put any HBD I get into savings, but convert it to HIVE for HPUD each month. A little extra from interest will be a bonus. I care more about building the platform than my personal profit. I'm doing okay anyway from curation and the various other tokens.
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That is one approach. Scalping a little bit always helps in the long run.
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I'm not against people earning what they can, but we need Hive to grow and we all stand to benefit from that. On the other hand, greed could kill it, but the community is pretty good at dealing with selfish people.