Saving For Everything
Time to get that savings thing on once again! I used last year savings for my new TV, & my husband's Christmas present. I will more then likely use it again this year for the same and if I can save til the end of the year this time I will have a little more & will invest what's left (after presents) into Hive.
No-Buy Month
I'm glad this is over. I did do some spending, actually more than usual. But that had a lot to do with have extra money to spend. As I decided to take part in this initiative, I did work to spend less. I don't know how much I saved but I do know how much I spent. As a result of knowing that I wasn't really going to do much saving in February, I kept track of what I bought that wasn't necessary. I also counted some things that was on the list of things that I shouldn't count, that's because I felt if I already had a supply it should wait til no-buy month was over. I found that some things I bought simply out of habit not need. So I spent a total of $217.07 and as stated when I started I would take 10% of my spendings and add half to my savings & half will be used for my SPI purchase. That's $21.70 (10%), $10.85 for savings & $10.85 to help with my SPI purchase. That pleases me!!
Here's a look at my receipts & proof of my deposit to the savings account plus my purchase of LTC to buy Hive for SPI.
The Week In Review
Week 9 & still going strong! This week's amount to add is 4.13 and I was able to do so with no problem. I was also able to add to my offline savings again.
This week I added more than 4.13 to my 365 tokens as reflected in the chart below, & the minimum plus to the primary & secondary tokens.
The Plan & Goal
This year I plan to do a similar thing like last year, with two tokens as my main focus and 4 tokens using the 365 plan along with saving in my native fiat (USD).
My main Focus this year will be LGN & LOH. I plan to add a minimum of 20 tokens to LOH & 10 tokens to LGN each week. For the 365 plan I plan to continue with 3 of the tokens from last year, INDEX, DHEDGE, & LBI & adding PIMP to the list.
Why These 6 Tokens
As with all tokens, my desire is to gain as many as possible. In addition to that, I caught interest in them when they came to Hive or when I discovered them.
LGN is an income token from the BROfund and being that it's from the BRO family it stays on my radar. It also has use case in a few games. I would like to hodl at least 50K.
LOH is a reward token & a tipping token. This token belongs to the community on Hive that recognize & reward the woman on Hive. I like what this community stands for & represents. I would like to hodl at least5K at this time but this may change in the future.
PIMP - well 'Who's the Pimp?' Such an interesting title for a token, but when I seen this, about a year ago, it grabbed my interest. It's a pretty cool community & it's also a tipping token. I'm looking to hodl at least 50K.
LBI is a investment token from SPInvest and is backed by LEO. I'm looking to hodl at least 1000 of them & if things go well for me this year, I just might make it.
INDEX is one of the best income tokens on Hive & comes from the CTP Swarm. CTP is how I came to Hive & I will follow or indulge in just about anything they bring to the table. INDEX drips a number of many other tokens into my wallet, most of them I have interest in. I would like to hodl 100K, so building this way is a good start.
DHEDGE is an income token that's been around for a while now, and it helps my portfolio to grow. I receive drips of other tokens that I'm interested in just from hodling it, plus it even drips me a little Hive. I would like to hodl at least 100K.
My Native Fiat Savings (USD)
I was able to add $20.00 to my offline savings bringing my balance to $136.00, also after the $10.85 from 'No-Buy Month', $146.85. In comparing my savings to the 365 Compound Plan as it grows, this week I now have enough for up to a little over week 24 amount of $140.28.
There may not be a deposit every week as I only get fiat every two weeks & doubling up is not always an option. I would like to save $10 - $15 each week, but not sure if I can make that happen. However, what I want is a bit much for me, but I will do my best. There will be weeks when I will be able to save more than others and some weeks, I may not be able to save anything at all, but I will do my best.
Thanks reading my savings post & I look forward to sharing my savings with you this year!!
See Ya Next week!
Header banner made in Canva with their graphics & my FB avatar
Signature banner made in Canva with their graphics, FB avatar & my pics
Text Dividers Made in Canva designed by me using their graphics
some text dividers from @eve66 on #hivestockimsges
Saturday Savers Banner copied & pasted with their permission
Charts are my own made in MS Excel
Ey Ey... Quiero anotarme en esto, y así aprender o incentivarme a ahorrar, como hago, que me aconsejas, cual sería mi primer paso????
it's really simple, first decide on a couple of tokens that you would like to build & hold.
then decide which is your primary goal & secondary goal
write a post about it & be sure to use the tag #saturdaysavers
then share your post in the post from @eddie-earner & let them know in the comment what your primary & secondary goal is & that you want to be added to the savers list.
here's a link with more info:
https://peakd.com/hive-167922/@eddie-earner/saturday-savers-club-2024-savings-options-year-4-starts-soon
and follow the weekly post for more, here's the latest one:
https://hive.blog/hive-167922/@eddie-earner/saturday-savers-club-with-susiesaver-year-4-week-10-saturday-9-march-2024-win-eds-for-comments
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