A mutual fund is a very famous investment product where multiple investors pool in their money and that money is invested in securities such as stocks, bonds, and short-term debt. As an investor, you can buy a share of the pool and get returns on its price. There is a question that comes into everyone's mind whether to invest in SIP (Systematic investment plan) or a Direct Complete investment. Let's find out what are the Pros and Cons of both and which one is best for you.
▶️ 3Speak
I like mutual funds @sugandhaseth. It's a type of investment that everyone should look at putting their money in because it's low risk and better returns as compared to Fixed Deposits.
That's true, that's why I like them over keeping the money in the bank. It's a better form of investment any day. Btw what's there in your portfolio?
In my portfolio some of these MF are high risk, high returns and some are low risk, low returns. Just to average out things. 😉
That's smart. I follow a similar strategy!!! Do you use any application to buy or going through a broker?
Oh yes, I use ETMoney. Check it out: https://www.etmoney.com/
They have a mobile app too.
Thanks, I will definitely check it out. ;) Why didn't you tell me before?
Mujhe toh nahi pasand aate yaar Mutual Funds. Saala kuch return nahi milta dhang ka. I always lose on good opportunities to bag. I like the idea of SIP though. It's less risky with better returns.
Haha, mujhe bhi nahi aate the par yaar bank mein rakhne se toh achha hi hai. Mushkil se 2-3% milta hai uspe bhi tax. Bada hi kharab scene hai.
Haan yaar yeh baat toh sahi hai. Mujhe thoda guide kardo kaise kya karna hai. Kin kin mein investment karna hai? I know upar niche hota rehta hai but mujhe kam se kam 10 saal k liye toh invest karna hi hai.
Agar 10 saal k liye karna hai toh bahut sahi options mil jaayenge tumko Richa. Main call karti hoon shaam ko tumhe aur fir bta dungi sab.