Certainly you hit upon the prime use case for a stablecoin. That said, for the traders you are spot on. However, I am not sure the majority of people, especially those involved in Hive, operate in such a matter.
Most appear to be accumulate and HODL forever. If there is a lot of trading of Hive, it is off chain. That could change a bit, of course, with the emergence of HBD. And the 20% "parking spot" is nothing to sneeze at.
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