Retail CBDCs do not benefit the bankers, at all.
As for population control, we are facing a population crisis, not overpopulation. The reality is that most of the developed world has major demographic issues. What is being espoused is nonsense that started in the 1970s.
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Especially in developed countries. There is a bit of "overpopulation" in Nigeria mixed with poor wealth distribution/extremely greedy politicians.
I think we are still seeing the consequences of birth control but nobody likes discussing these things because of the woke mob might come after them