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When you say "we need to grow in other areas" were you speaking to a diverse Hive portfolio or did you have specific areas in mind.
From your other posts I know you have explained the importance of HBD so I have been using it more and trying to develop a savings scheme, I am thinking 30% of my total earned HBD to savings... or should we just be holding it liquid?
Seriously I could talk about Hive all day long 😉