Throughout the late 20th and early 21st centuries, PostFinance expanded its services beyond payments. In the 1990s, it ventured into e-trading with "yellowtrade," followed by the launch of the Deposito savings account in 2000 and its digital counterpart, e-Deposito. By 2003, it entered the mortgage market through partnerships with institutions like Münchener Hypothekenbank, Valiant Bank, and Credit Exchange AG, as the Postal Organization Act prohibits it from directly issuing loans or mortgages. These collaborations allowed PostFinance to offer "yellow mortgages" and other financing products without bearing the credit risk itself.
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