you use Altcoins to accumulate more bitcoin in satoshis. its all a numbers game if you understand the tools you can win the game.
https://coin360.com
https://lunarcrush.com
https://investopedia.com
learn how to trade, and you can easily get a whole bitcoin.
Might I add, if you have more than 100$ of disposable income then you are the "Elite" 1% in a world of have nots still cooking over open flame and live without a roof.
be thankful.