Somedays you own the business but most days the business owns you.
That's what my boss says. Other people ask me "You've been a Pharmacist for a long time why don't you start your own business". I just laugh and say "Absolutely no way". When I go home my work day is over. When my boss goes home? His mind is still at work.
Then again, he has a passion about the business and his customers that I couldn't match if I tried. I'll be retiring after over 30 years in the profession shortly....he is hoping to make it to 60 years in the profession.
As for Hive and single digit loans and helping others succeed.... Hopefully someday I/we can find a way to make that a reality on Hive. At the moment... it is just a dream of mine :)