The difference between the poor and the rich is only about the understanding of money that both have. The poor save money to solve problems, hence they are never free of problems.
But the rich borrow the money the poor saved in the banks to build a cash flow system that will help them pay for their needs.
Tell me how complicated it is. The poor here simply means those who don't have enough not necessarily those who don't have at all.
I live humbly too, caring for 6 people, I don't earn as much you wrote here, and I equally pay rent, not as much as you do. I am able to meet my daily needs and have something to save. Should I call myself Rich?