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I think most people don't touch it because they don't understand it enough. Can't or (shouldn't) throw money in something you don't understand in debt.

I do agree, I don’t think everyone fully understands what is really going on and just chasing passive income.

Passive money is a bit of a pipe dream anyway. Śemi passive works better

I didn't even know miners were a thing until the past 2 months. Not sure how they completely slipped me by. I have not purchased many, but this post might help make a decision for me.