I'm sorry to hear about the lost votes, my friend, and the uninformed rambling that some people do. Regarding the HBD APR, given the present level of Hive Debt, HIVE inflation, and the fiat-dollar price of HIVE, a high APR for HBD (which is basically a HIVE IUO, so HIVE debt) is not helping the situation. The haircut rule will be activated if the Hive Debt ratio exceeds 30%, and while it did start going down for a bit, it's begun to rise once again, which is very not good. As you've noticed, some are calling for 6%, but the only problem with that is that if the APR is below 10%, then most people will simply withdraw their HBD from Savings and either sell it or stake it. To find a not-as-painful balance, @botlord and our @aliveandmmb witness have been set to 12%. 😁🙏💚✨🤙
!ALIVE
!BBH
Thank you my friend for this :) !BBH !PIMP
You're very welcome, Bradley, always, my friend. 😁🙏💚✨🤙
!ALIVE
!BBH