KEY FACTS: Visa has announced plans to support four additional stablecoins on four new blockchains, expanding its existing integration of USDC, EURC, PYUSD, and USDG across Ethereum, Solana, Stellar, and Avalanche, with the new assets representing two fiat currencies convertible to over 25 traditional ones. During its October 29, 2025, earnings call, CEO Ryan McInerney revealed that stablecoin-linked card spending quadrupled year-over-year in Q4, with monthly settlement volumes now exceeding a $2.5 billion annualized run rate—part of $140 billion in total crypto flows processed since 2020. The expansion includes enabling banks to mint and burn their own stablecoins via the Visa Tokenized Asset Platform and enhancing cross-border payments through a USDC/EURC-powered Visa Direct pilot.

Source: Visa

Visa Expands Stablecoin Support to Four New Blockchains

Visa Inc., the world's largest payment processor, has announced plans to integrate support for four additional stablecoins operating on four distinct blockchains. This expansion, revealed during the company's fourth-quarter and fiscal year-end earnings call on October 29, 2025, underscores Visa's aggressive push into the cryptocurrency ecosystem, where stablecoins are emerging as a cornerstone for efficient, low-cost global transactions.

Visa CEO Ryan McInerney, addressing investors and analysts, framed the initiative as a natural evolution of the company's strategy to bridge the gap between legacy banking systems and the decentralized world of blockchain. "We are adding support for four stablecoins running on four unique blockchains, representing two currencies that we can accept and convert to over 25 traditional fiat currencies," McInerney stated, highlighting the versatility of the new offerings. While specifics on the exact stablecoins and networks remain under wraps—likely to be disclosed in the coming weeks—the announcement builds on Visa's existing infrastructure, which already facilitates seamless conversions between digital assets and everyday fiat money.

This development comes at a time when the stablecoin market has ballooned to over $150 billion in total capitalization as of late 2025, according to industry trackers like CoinMarketCap. Stablecoins have transcended their initial role as trading pair anchors on crypto exchanges, evolving into practical tools for remittances, e-commerce, and even central bank digital currency (CBDC) pilots. Visa's entry into this space positions it not just as a facilitator but as a leader in tokenizing real-world value, potentially reshaping how billions of dollars move across borders each day.

Visa's foray into stablecoins is the culmination of years of calculated investments and partnerships. Since 2020, the company has facilitated a staggering $140 billion in crypto and stablecoin-linked flows, a figure McInerney cited as evidence of "particular momentum with stablecoins," which is backed by tangible metrics. For instance, global consumer spending through Visa's stablecoin-linked card services skyrocketed fourfold in the fourth quarter of fiscal 2025 compared to the prior year, reflecting explosive adoption among merchants and users alike.

Visa's current arsenal is focused on four prominent stablecoins: Circle's USD Coin (USDC) and Euro Coin (EURC), PayPal's USD (PYUSD), and Paxos-issued Global Dollar (USDG). These are already operational on a quartet of high-profile blockchains: Ethereum, Solana, Stellar, and Avalanche, chosen for their scalability, security, and interoperability. Ethereum, the granddaddy of smart contracts, provides robust DeFi integration; Solana offers lightning-fast transaction speeds at fractions of a penny; Stellar excels in cross-border payments with its built-in compliance features; and Avalanche delivers sub-second finality for high-volume applications.

The addition of four more stablecoins and blockchains will supercharge this ecosystem, potentially unlocking new use cases in emerging markets where traditional remittance services charge exorbitant fees. Imagine a migrant worker in the Philippines sending dollars home from the U.S. not through Western Union’s wired corridors but via a Visa-enabled stablecoin transfer on a low-latency chain, settled in minutes for mere cents. McInerney emphasized that monthly settlement volumes for these services have now surpassed a $2.5 billion annualized run rate, a milestone that rivals smaller fintech disruptors and signals Visa's intent to dominate the hybrid finance landscape.

Beyond consumer-facing cards, Visa's strategy is laser-focused on empowering banks and financial institutions, the gatekeepers of the $100 trillion global banking sector. "There is much more to come in this space," McInerney assured stakeholders, pointing to initiatives that could democratize stablecoin issuance for traditional players wary of crypto's volatility.

A key pillar is the Visa Direct pilot program, launched in late September 2025, which allows banks to pre-fund cross-border payments using USDC and EURC. This is a game-changer for liquidity management. Banks can now hold stablecoin reserves on-chain, converting them instantly to local currencies upon receipt, slashing settlement times from days to seconds. Early adopters, including major European and Asian institutions, have reported up to 70% cost reductions in remittance processing, according to internal Visa benchmarks shared during the call.

With this development, Visa is enhancing its "solutions layer", a suite of APIs and tools designed to abstract blockchain complexities for non-technical users. The Visa Tokenized Asset Platform is a flagship feature that now enables banks to mint and burn their own stablecoins on demand. McInerney explained that Visa is starting to enable banks to mint and burn their own stablecoins with the Visa tokenized asset platform, and we are adding stablecoin capabilities to enhance cross-border money movement with Visa Direct. This means a regional bank could issue a dollar-pegged token for intra-African trade, redeemable via Visa's network into euros, yen, or pesos, all while complying with anti-money laundering (AML) regulations through built-in KYC hooks.

This institutional tilt aligns with global industry trends. Regulators worldwide, from the U.S. Treasury's stablecoin framework proposals to the EU's MiCA legislation, are increasingly viewing compliant stablecoins as allies rather than adversaries. Visa's moves could accelerate this shift, drawing in conservative players like JPMorgan or HSBC, who have dabbled in blockchain but hesitated on full stablecoin integration.

The ripple effects of Visa's expansion extend far beyond its balance sheet. In an era where cross-border e-commerce is projected to hit $7 trillion by 2030 (per Statista forecasts), stablecoins offer a frictionless alternative to the SWIFT system's creaky rails. Visa's support for multiple currencies solves the problem of currency risk in volatile regions. For merchants in Latin America or Southeast Asia, accepting a euro-backed stablecoin via Visa could mean instant hedging against local inflation, all processed through familiar card rails.

Visa's $2.5 billion run rate pales against giants like Tether's $100 billion+ circulation, but its growth trajectory (quadrupling in a single quarter), hints at exponential scaling. Analysts at firms like Bernstein project that stablecoin payment volumes could reach $10 trillion annually by 2030, with Visa capturing a 20-30% share if it maintains its pace.

As McInerney wrapped the earnings call, his optimism expressed a vision of payments where "crypto and fiat are just rails, not rivals." With four new stablecoins and blockchains on the horizon, Visa is diving in headfirst, poised to redefine the $2 quadrillion global payments industry one tokenized transaction at a time.

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