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  1. Save at least 20% no matter what
  2. Avoid buying items that depreciate (cars, gadgets, show-off purchases)
  3. Hold assets that pay monthly income
  4. Become dangerously skilled in one high-demand ability
  1. Build 3+ income streams (a job ≠ only source)
  2. Move the body every single day
  3. Say no to instant gratification
  4. Upgrade the circle or remain average
  5. Only put money into things whose mechanics are understood

Result: compounding magic