Phbd is a better way to save your hbd with apy promised to always be above 30% and as at now the APY is around 50% the last time I checked. This is huge for anybody willing to save and invest at the same time. This is a life changing money and great opportunity to build something for ourselves.
It is worth to mention that pHBD is more riskier than HBD. This is why it has higher interest rate. Everyone should do their own research, and risk only what they can afford to lose.
The only risk I see with Phbd is security issues and apart from that I don’t see any other thing. No risk no reward. Hbd itself is also risky
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