IMO HBD is not the problem, is the constant selling pressure of Hive product of:
- lack of use cases
- lack of adoption as payments option
- inflation due huge DHF (useless) payments
- lack of burning Mechanism or services
IMO HBD is not the problem, is the constant selling pressure of Hive product of:
I only suggest that rather than decreasing APR of HBD. At least there is no use case of HBD with low APR.