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RE: HBD Certificate of Deposit !

I think the interest rates on HBD are high enough and no, I'm not much in support of Higher deposits having higher interest rates unless they've held it for longer, then yeah, a longer time frame should be awarded higher interest rates.

Completely IMO though. I think it would encourage saving for longer periods.

I hope I got the meaning of Certificate of Deposit right though.

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yes, you have the right idea of Certificate of Deposit in terms of the longer deposit time. Thanks for taking the time to respond!

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