Your savings culture is almost like mine, particularly in the area of budgeting. I do not buy things I don't plan for. I could never be classified as an impulsive buyer. I like to write and plan based on my income, making sure to attend to my needs as best as I can. I don't have lotsss of money so I can only be financially responsible
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I like that for you.
It's a good habit to cultivate. Keep to it. Well-done, my girl