Thank you! You know, when I went through some hard times because I nearly went bankrupt, I couldn't think of anything good about it; however, a few years later, I look back, now debt free, and think that I went through all that so my kids could see that debt can make life really hard. If I had never gone through it, they'd think money came easily and borrowing money was just fine. Now, I'm betting they'll stay away from it and be better off for it. It was a curse, but a blessing in disguise.
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