We should implement CDPs on Hive.
Allow users/investors to take a loan in HBD while putting their HIVE/ HP as collateral. It should bring a new dynamic to the system by theoretically allowing the participants to take the advantage of short-term market movements without a need to sell Hive in the first place.
If we had such an option, a lot of HIve and Hivepower would be locked, shrinking the supply on the exchanges.
We really need smart contracts where we can utilize the fact that we have free and fast transactions.