Hello @mintymile
There are two points that catch my attention in your writing.
The mention of Ripple's centralization, despite being a cryptocurrency, to be centralized goes against a basic principle from which cryptos arose, however, as you mention, as much of the power of the BTC Blockchain is in control of large mining farms in China, it goes against decentralization...
With ripple, we have to wait and see if it comes out favored or more damaged in this process.
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