Somewhere they say... sucess is all round, not just in wealth, but in relationships, in good things you did and the love you have, that when you die people remember you. Not that it matters, but its something, doing something worthwhilw and valuable in our entire lifetime.
We still have time, to build wealth, to change lives and many do many things atleast for the next 5 -6 years until we get to worry about these serious things, lets see when we turn 45 or something, time is there still.
I understand you perfectly @mintymile, it's true, there is time for everything. I think we are living very good times, we are in a crypto environment that allows us, being smart, to achieve good incomes. It is a matter of scheduling, organizing, and working as you say, INTELLIGENTLY.
Really children, school, college, will always be a big expense. It's something you always have to prepare well for.
Thank you very much for commenting.
True, life is indeed uncertain, so we should make the best of what we have now. Also, budgeting could help plan a lot though.