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RE: What you make out of your life is by your own effort

I dont know, first thought is B. by books what we are taught is to always work hard.
Years of stupidity and one smart move OR the right things all the years.
My A started of school, college with distinction, a job, saved enough to buy a flat.
And B failed all life and started off as real estate agent, now he makes enough money a month that A makes in 2 yrs + All the time for himself.
Little confused whom to appreciate, unless they get updated according to the situation.