Although immigrants from many countries are now allowed to own homes and buy them, they have to face all the challenges that many foreigners face. It was only after reading this content that I learned that you are not a Finnish citizen. So, the life you are living as an immigrant, not a Finnish citizen, amidst many obstacles and challenges, is commendable. No matter how much income immigrants generate for the respective countries, their governments do not value it.
I don't speak the language well enough. I wouldn't pass the tests :)