I think I am going to have to start getting more serious about what I need to do to pick a rental property - but nothing can be done about it unless there is some crypto support.
I think I am going to have to start getting more serious about what I need to do to pick a rental property - but nothing can be done about it unless there is some crypto support.
What an amazing rate you are working with!!!
Consider yourself lucky.
damn id kill for that rate
Me too
You probably have more local knowledge, but this can get your started
Here is a a ballpark estimate, based on my simple model...
Assumptions for ownership cost calculation
down_payment_rate = 0.20 # 20% down payment
loan_term_years = 25 # Common Finnish mortgage term
interest_rate = 0.014 # 1.4% (projected 12-month Euribor 2025 + 0% margin for simplicity)
maintenance_fee = 4.60 # €/m²/month (national average,)
apartment_size = 79 # m² (average 2-bedroom,)
insurance_cost = 100 / 12 # €100/year for 40 m², scaled to 79 m² ≈ €200/year ()
property_tax_rate = 0.0093 # Lower bound for residential buildings ()
repair_cost = 20 # €/month estimate for minor repairs
incidental_cost = 10 # €/month for miscellaneous
PS: This is better sorted