I like the idea of paying of interest on the savings account.
It ties up liquid hive for three days and hive held in it benefits the hp holders by upping the inflation while not getting the 15% for powering it up.
We could take the 10% going to the dao.
It has plenty of money in it for now.
As for roi for the whales, I propose they do something to increase the price.
The reward pool is to attract 'good' content to the chain, to reward 'good' authors.
Giving it to folks that farm with no effort is not increasing the value of the chain, iyam.
Especially, if they are dumping it to exchanges.
We might as well let haejin keep farming, he had the best roi of all the whales.
Didn't help the price much, but he had a successful roi scheme.
I'd further propose checking those sending hive to exchanges.
Vet them for need.
If they are reaping the pool just to increase their btc holdings, I say flag them.
If they are feeding themselves, that is more legitimate, imo.
Hemorrhaging hive to exchanges is lowering the price.
Allowing that to happen is improper use of the flag.
It replaces curation rewards as a mechanism to produce ROI for whales, allowing curation to become actual curation, and enabling whales to productively manage their stake without deranging society by upvoting based on financial incentives rather than social values.
No DAO funds are necessary because curation rewards are sufficient. At least that's how I understand it.
Edit: I want to add that taking action to repress token sales is going to drop the price effectively, which is not productive. Plus, it's just envy. We want folks to be able to transact with Hive with as much facility as possible, because that is what gives it value. If it's not fungible, it's worthless.
It's not a bad thing that folks sell Hive. It's a bad thing that there isn't more demand. Suppressing sales won't create demand.