Wise words, indeed.
When I made the decision to "get off the hamster wheel" (late 1990's), one of my first parts of the plan was not what I was going to DO or a business plan... but making my LIFE such that I could live adequately on a much lower income. To most people around me, that seemed counterintuitive because "don't we get in business for ourselves to MAKE MONEY?"
It took me several years to simply change my life to where instead of living on $70K a year, I "could live" on $15K a year, if I had to. THAT was when I was ready to formally get off the proverbial hamster wheel and "go independent."
But most people have neither the financial education nor the fortitude to do something like that; they'll just keep going "as is" and fund the shortfalls with MasterCard... which is a horrible trap!
I'm glad to say that all these years later we have NO debt, including our vehicles and our home, which we own outright.
I hope you DO make a series of videos/posts about this!
=^..^=
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The best ROI is on money that is not spent.
It is incalculable in terms of percentage but it really alters things.
Congratulations on your move. I too live a very modest lifestyle in terms of my bills. It helps that my kid is grown and off on her own.
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