This is an agreement between a lender (@chrisaiki) and a borrower.
The lender is lending 100 Dtube coin (DTC) to the borrower for a 11 weeks period.
The borrower need a fully fonctional account on Hive and Dtube prior to accept this agreement.
Many help can be get in these two communities to set up an account.
Day 1
The lender send 100 DTC on the lender’s Dtube account.
At the end of week 1 :
The borrower will have 100 x 7 x 24 = 16 800 Voting Power (VP)
The borrower will link his Dtube account with his Hive account and post a short video to give information about his activity or his prefered wishes.
He will vote for his ownvideo with all its VP and earn some new DTC and some HBD and HP on Hive.
He will payback 10 DTC to the lender.
at the end of week 2
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 3
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 4
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 5
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 6
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 7
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 8
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 9
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
at the end of week 10
The borrower will post a new video, vote for his video with his VP and payback 10 DTC to the lender.
After this 10 weeks period, the loan is fully pay back and the borrow has earn some DTC and HP and HBD.
He can now goes on with is own activity on these two innovative platforms.
The lender got some upfront interests by posting his microcredit agreement in the Abundance community on Hive.
To accept the agreement, the borrower has to reply to this post with the comment :
« I accept the terms of this agreement, starting (date of the start of the agreement»)
Everybody can follow the transactions on the Hive and Dtube block explorers.
This standard agreement is published under creative commons CC-BY licence 
You can freely copy and use it for your own purpose.
Refs:
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