The middle class in every society is always very populated. Due to numerous facts, one of which like you said, to cross over the first-class group (in finance for instance) need to one to do what others may not want to do - like risking things, etc.
And come just want to maintain the status quo for the rest of their lives, well it's their choice anyway. Also, as some are leaving the class some are adding to it.
Your post is quite informative @bhattg
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