!LUV it. It's good to think about this while you are still young-ish, TP. Speaking from experience, 45 years old is a good age to target. Having the means and the conditions to retire earlier is a luxury that few can afford. I'm lucky that I'm not the only breadwinner in the family, and that I have a little saved up. Most people here in our country don't really know how to plan for retirement so in that aspect of life you are already way ahead of most. If you can save up a large chunk of your take home pay and invest it wisely, I believe you will be able to achieve this goal even earlier. Of course, I made a lot of mistakes investing but that is all part of the learning process that you have to go through. Good luck!
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45 is a good number din Juan! Probably wala na ako dito sa company ko and doing some freelancer jobs perhaps pag ganyan. Who knows diba the Hive earnings that I can get is on the whale status na haha. We will never know.
But on the light side, we all have different starting point naman talaga so kung ano ang meron on our side mas pag yamanin pa ntin.
Medyo di pa sya kasya sa ngayon since ako lang ang main provider hopefully once our situation has been changed.
There's also that element of the unknown that "luck" plays in our life whether we believe in it or not. Ang mahalaga ay handa ka kapag dumating ito. !PIZZA