Haha.... The research I put in is the whole point of the Great Little Dragons. Figure out what investments make sense and why using real life examples. And of course turning it into a game when I have the time. You are correct though. I don't know about Nigeria but I do know in the Philippines access to reasonably priced capital to grow a business is very challenging.
No money to grow the business means the business stays small and never reaches its full potential. Enter the stock market or low priced loans and it makes things fare more reasonable to grow.
Then again, low interest rate makes people want to overspend (like on houses). There are drawbacks on that too :(