It's a nice summary of all the ways to handle your own crypto currencies. I do agree that fractional reserve lending on crypto is really bad on exchanges. This is how many people got scammed out of their cryptos in the past.
I have some tickets to the LEO, HIVE, BTC and AVA. I do like putting some of them to work and letting it get some interest for me. I understand the risks involved and only put in what I can lose.
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