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RE: How is this guy predictions? Obviously he does not understand the Hive-HBD ...

in DBuzzlast year

For me, Hive allows me to convert to HBD which is now earning 20% APR.

I also can invest in swap.btc on Hive Engine.
I have more than made more than $100 from doing this.

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HBD or Hive USD(HUSD) has far more check and balance mechanism compared to Terra Luna.

Yes. There's also a community behind it.