Ahh I thought it was only me that don't like owing o, once I'm owing someone like this my mind doesn't rest till I pay, and that's mostly why I try to minimize debts. Omor I know the the freeness of mind that comes from knowing you have no debts and you're only living within your means. Well done!
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I'm telling you. Minimizing debts is something we can always work on and be at rest.